A luxury car with bad fuel economy will be a disaster, especially if the realtor isnt a big earner. You asked him to elaborate on why the culture might cease to exist, and he did. But I must admit Im often tempted to write the check to pay one off. In regards to the debate over paying cash versus a low interest loan, I think one of the most major points is being missed. For example, have you noticed that a majority of the people at Magic Mountain, Disneyland, Raging Waters, etc., are mexican families? So its all about finding a balance. In the same way that people dress for the job, cars are 3. they know how to make money. He stated he lived in where there was a large Armenian population so he naturally was exposed to them frequently and/or he might be biased because of that. My philosophy isn't to live like a resident forever, but to do it while you are a resident and then for a few years afterward to jumpstart your way to financial independence. But this idea that a certified, pre-owned car is somehow special has been pretty much debunked by Consumer Reports. The only real solution will have to be that, just reality. A new car comes with new everything, new filters, new battery, new tires, new seals, new rings, new belts, new bulbs, new washer fluid in the tank. live your life. Cops just give everyone a ticket that goes 5mph over speed limit, Maybe 10 years ago, I used to get pulled over all the time, not anymore though and I'm still an aggressive driver. Missing a shift, missing a procedure, lost goodwill in having patients wait for hours more than usual in a waiting room, can cost the practitioner thousands of dollars or tens of thousands of dollars or more. Even lower cars have wifi and bluetooth now, that will be the big line in the sand. The takeaway was nice around town collectors car, never to be driven on the highwaythen I saw one on the 405 that weekend, crazy. Thus, if you have to drive the family to inspection, therell be enough space in the car to occupy them. Even Teslas latest tech isnt fully autonomous. For example, a resident with a negative net worth of $200K has an infinite ratio. When it comes to reliability, I'll take a car with 250K miles on it over a brand new boat anytime. That said, I think it isimportant to avoid justifying bad financial behavior. Despite my love of cycling and all things financial, I am quite comfortable spending 5-8 times his annual spending and spending way more on a car and gasoline just to keep my head off the ceiling. However, if a luxury car will be suitable for you based on those considerations, dont hesitate to get it. Yes, their family had a hard time with it in the beginning, but if someone's got a spine they'll stand up for the person they want to be with. I would love to have 6 or more different cars in my garage/driveway. Some realtors go for nice cars that represent their brand to the client. To you guys, it sounds like something silly. They need SOMETHING to be proud of ever since the kardashians became popular. I remember back in the day I heard him speak; he's amazing.. Cyn I don't think KC's Armenian lol he's a liar.btw, my mom was born in Iran. That'll be $4-5K. With what money?!!". The import duties / eco tax seem to hinge on the vehicle value and age. The reason is that people think the law is for police to fine citizens. David does Hovanessian teach at UCLA still? recently bought a 2013 luxury suv w/ <20k miles on it. I have ranted about this before so I guess I just have to accept the fact that this ignorance exist. Neither was a CPO but were both under warranty at time of purchase. Some issues that seem minor for everyone else might be a major issue for Armenians. We have now owned an 11 year old car and a brand new car for about 4 months. The Volvo and pickup have had issues, but they never quite died on either of us. So add to that sleek Corvette a stylish aluminum-foil sticker on the windshield behind the toll tag. but then again its stupid choices that people make and again its not an Armenian thing, Its people in General! And thats on the flat, which the road isnt. KC, yes you were lucky! And a beater doesnt need to be a 20 year old, $1,000 car. I don't understand. are you or are you not? Finding parking space in the city center can be difficult. I worked a really oddball schedule at a steel mill one summer during college and often wasnt sure whether it was AM/PM after waking up or getting off shift. If my current car exploded along with my credit score and I had to buy something with cash, Id probably have kept it pretty cheap since at this stage of the game I dont like being without a comfortable cushion. I am a Glendale native and lived in Glendale for more than half my life. Usually I get along with the Armenians. One of my jobs had a lot of Armeni If you're rich, drive whatever you want. #KC'speople ------------------It's not because they're lebanese. -only normal maintenance and a new battery. We tend to get overly (sometimes unnecessarily defensive lol). The problem is Lake Powell is 285 miles away and the Tesla X range while towing a boat is 100 miles. A new or newer car is virtually maintenance free, far less likely to have an unexpected breakdown, and provides other substantial benefits during ownership. You have to multiply the likelihood of you being in an accident by the likelihood that this particular accident is one such that without that particular safety feature you die or are injured but with it you are just fine. Armenian girls are smokin' hot! Tesla has the best marketing of their systems, but nothing more than anyone else has and at times less technologically. Beyond that, cars dont necessarily mean a realtor is successful or good at their job. Cheap not hot chicks at such a classy joint?? Anyone arguing otherwise is already a lost cause. Getting rid of that rusty Chrysler product in favor of the used Toyota Sequoia and buying the wife a new one feels like he took my advice, though obviously it was independent. Others will get there too, just like your family has. By comparison, many residents and attending physicians only have one car and they need it to run reliably every day. Thats a problem docs fall into all the time. It's because they have more pride in their own country than America! I work with a 41 year old Armenian guy, he still lives at home with his parents and won't move out until he gets married. Financial planning can help a doc in the Bay Area improve his life just as much as a doc in a small town in Indiana. G, I m sorry to hear of your experience. We get married and pay off vette and student loans. Generally speaking you can get away with that on a three year lease too, but on sportier cars the consumables go quick. It is infinitesimal! Right now while were starting our family, possibly moving across the country for a fellowship, etc., its very nice to have extra cash in the bank. But we will need a different (not necessarily new) car in 1 year. My examples were more towards a general mentality. No. Wife is an ER doc with a 50-mile commute (big city to rural area, live in Chicago and commute to Indianas more physician-friendly malpractice environment. ready? Michael "The Gospel Truth" G. says:one does not simply walk into mordor -----------------what do you mean? Realtors arent different from average people. He also misses a few. It can take a lot and heal itself as long as you dont push it over the edge. In fact the funny thing is the cars weve had the most issues with were my wifes newer and more reliable cars. But a lot are. and it's just how those people's priorities are set. LOL you guys are funny!Its not fair that im generalizing this with all Armenians there are a lot of us who love all, and dont care! How big is your emergency fund again? Are Europeans really rude to American tourists? For example, this month two of them were racing in Burbank and killed three innocent teenagers. I recently bought a used luxury vehicle (2010 BMW). In between times, it runs great and $1k here and there is cheaper than a new car, but at what point do you just throw in the towel? Maybe weve done that already, but I have great faith in our societys engineers that a tech solution will save us from ourselves. I dont know that theres some big difference in buying a car thats within ten years old, but much older than that and newer cars really do fare much better in crashes. - Podcast #218, 10 Bits of Financial Advice for the Average American, Fix the Car or Buy a New One - Podcast #116, Physicians, Bankruptcy, and What to Do If You're Stuck There, https://www.youtube.com/watch?v=4wfFiT0cSsY, https://www.youtube.com/watch?v=6Wb66PzljP8. You are quite ignorant. Let's assume they're pretty nice cars, maybe one is a $30K car and the other is a $20K car, so $50K total. Without repeating myself too much. 1991 Jeep Cherokee $1100 2006-2009. Something to be said about the two year leases is that you should never have to replace anything at all. The best way to reduce your chance of dying in an automobile? Certified pre-owned cars can offer similar warranties and like-new quality for a fraction of the cost of buying new. I (and the rest of my family) have successfully managed to do both. "let's get him a cartier watch". Moderated to ensure a place for civil, open-minded and constructive dialogue where everyone is welcome to participate. My latest car cost me about 0.4% of my net worth (excluding home), and that seems like too much. It was either buy a new engine or sell it to the junkyard. it's a new way of thinking. 2. Dr. Dahle makes a lot of very fair points. You mean why do they get mad when their women date non-Armenians. Its also important to consider the fuel economy of a car. For full disclosure we are currently driving two luxury-brand SUVs (Lexus and Acura) which were bought used, heavily depreciated, for about $30,000 each. Yeah, but if I was a high income professional a cool car would be my weakness. While a physician is fully capable of doing these things, its not his or her forte. I know, no every body is like that, but mostly// ------------------------This is untrue and ignorant. It is plain and simple: he wants to drive a nice car because either he likes nice cars or he wants to impress everyone around him. Im asking because I havent lived anywhere else for a long period of time, so some of you who perhaps drove in other countries and in Armenia could share your experiences. The problem is that a lot of immigrants don't assimilate. Or does it just look good to see a bunch of diffrent ethnicities walking around? My family's come a long way too. But I've noticed a similar trend in Mexicans but not with cars. The Armenians are just one example that is right in my face every day. I do sometimes go to Troy's, though, but I either get their "Giant Burger" (it's just a hamburger, but pretty tasty) or their pastrami sandwich, which ain't too bad for like $5.25 or something like that (it satisfies my pastrami urge, without me having to try to The Hat.). Maybe they hit financial independence a month earlier if they do that their entire life. It really was not until I moved from NY I see that people are racist and I hate it. (it is my boat on the lake). And it isn't like it is a subject I had never written on before. Its like a liver though. Just need to take all operating costs into consideration, plus how much the happiness factor plays into it. Instead of complaining about how others are and what they do, put your remote down, get your ass off the couch and get to work Armenians are one of the oldest races that still exist, they are very small in number and that means it will be very easy to disappear from existance if interracial marriages become common for Armenian women. This not cool IMO. We don't want our culture to end. My reliable Japanese sportscar has started falling apart at 100k miles. #KC'speople ------------------It's not because they're lebanese. Spending a little extra money on quality, reliable transportation is a sound financial investment which is easily affordable for virtually every physician. Doing all the math, Im not sure Ive come out ahead, as Ive already had to replace the tires, and I think the brakes will probably need to be replaced soon and this light comes on about the anti-skid system every 4th or 5th time I drive it, because even though it was really low mileage and well-maintained, its still an 8 year old car, and I live in a sunny climate near the ocean where things just rot. They want the best of everything because they/we came from a land where (as a result of the genocide/wars/natural disaster/soviet union/bad leadership) we had nothing.An Armenian would rather have a nice car, and start several businesses (one of which is bound to be successful) than to work for someone else and drive crappy cars.I hold the same philosophy with shoes.. not cars. Seems like too much reason is that people think the law is for police to citizens... 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Like-New quality for a fraction of the cost of buying new falling apart at 100k miles sometimes defensive...
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